Life is a bumpy road. The potholes, ruts and rubble of circumstance come at us fast as we motor along, especially when it comes to our personal finances. Unexpected car and home repairs, promised bonuses that never arrive, increased cost of living, and steep medical costs and higher insurance premiums - all these jolt our financial lives and drain our bank accounts.
What we need is some padding under our seat to absorb the bumps. We need the financial shock absorber called margin to help us through.. . .